How to Buy a New Car

Dealership Finance Professional signing documents

When you want a new car, it’s easy to get intimidated by the car-buying process. After all, it’s not something you do every day in East Moline! That’s why Green Family Hyundai aims help you learn how to buy a new car before you arrive on our lot. We hope you’ll feel confident and self-assured throughout the car-buying process, and our friendly team is here to help. Don’t hesitate to contact us with any questions you might have about how to buy a new car. 



When to Buy a New Car

Knowing when to buy a new car for your Rock Island drives can be one of the hardest parts of the car-buying process. Here are some signs that it’stime to buy a new car: 

  • You’re spending a lot of time and money dealing with repairs. So much so that you could be making a new car payment instead. 
  • You’ve felt unsafe driving your car. Need we say more? 
  • You’ve experienced a change in your lifestyle. Perhaps the convertible from your single years needs to be traded for a family-friendly SUV. Or you’re an empty nester looking for something small and sporty
  • Is your car failing emissions tests? That can mean expensive upgrades. Opting for a newer model may save you money in the long run.

How to Find Your Ideal New Car

Not sure what make and model is right for the way you drive in Milan? Here’s how to work through what can be an overwhelming number of vehicle choices: 

  1. Narrow your search by considering these factors: driving habits, cargo space requirements, desired technology and safety features. Start searching for models that meet your needs.
  2. Pick your top three models, then research your top choices’ safety ratings, reliability, lifespan, etc. If you have the time, take a test drive in each model to learn how they handle and how you feel behind the wheel.
  3. When you’ve decided on a final choice, do a local search to see your dealership options and request price quotes. Be sure to research what other shoppers have paid. 
  4. Take into consideration any big upcoming sale weekends or holidays that might come with really good deals, like Black Friday or Presidents Day.

Once you’ve completed the above process, it’s time to head to your dealership of choice to make it official! 

Additional New Car Costs

You know that you’re going to pay the dealership for you car, but don’t forget to factor these expenses into your vehicle-shopping budget:

  • New Car Sales Tax: This tax is non-negotiable and is typically added to your car loan amount.
  • Interest Rate: Your interest rate is based on your credit score. If your rate is lower, then your monthly payment will be lower. However, it’s important to note that you only receive a lower interest rate if you qualify, and not all drivers qualify based on their credit score. 
  • Trade-in Value: If you currently own a car, you can trade it in for the new one you want. Our online value your trade tool can give you an instant appraisal of your current vehicle. 

Ultimately, you shouldn’t be paying more than ten percent of your monthly take-home income on your car payment. Use our payment calculator to get an idea of what you can afford. 

Discover Your New Car at Green Family Hyundai in Moline!

No matter your budget or driving habits, we can help you find the right car at Green Family Hyundai. Want to learn more about the car-buying process? Pay a visit to our car-buying hub today! 


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